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Mortgage Professor about Credit Inquires: | |||||||||||||||||||||||
Credit Reports and Credit Scores
November 24, 2004 What Is a Credit Report? A credit report is a report from a credit bureau containing detailed information bearing on credit-worthiness, including the individual's credit history. A typical credit report includes the following: Personal information. ... more... Are Authorized Users at Risk? January 6, 2003, revised April 23, 2003 "In applying for a mortgage recently, I found that the interest rate quoted was for someone with poor credit, which surprised me. I have never missed a payment on a mortgage, credit card or other debt in my life. My credit report, however, shows ... more... |
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Credit Inquires related definitions |
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Credit Score
Credit Score A single numerical score, based on an individual's credit history, that measures that individual's credit worthiness. Credit scores are as good as the algorithm used to derive them. The most widely used credit score is called ... more... Equal Credit Oportunity Act Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more... |
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More about Credit Inquires Comprehending a Credit Report Subprime Lenders: Find Financing With A Bad Credit History Refinance Home Mortgage Loan with Poor Credit - 3 Tips on Getting Approved Buying a House After Bankruptcy - Finding a Bad Credit Mortgage Second Mortgage Sub Prime Lenders For Bad Credit Mortgages for Dummies: Refinancing after Bankruptcy Tips for First Time Home Buyers Cheap Debt Consolidation Loans - 3 Tips on Getting Approved Mortgage Loan Avoid Predatory Lenders Mortgage Refinance SOS The Most Heinous Mortgage Mistakes
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